Sectors

Sectors

Invoice finance is a versatile funding option that can benefit businesses in a wide range of sectors, from construction, haulage, manufacturing & engineering, printing & packaging, temporary recruitment, wholesale, and many more.

Construction Finance

We understand the challenges that construction firms face, from rises in the prices of raw materials, to increases in the cost of equipment and labour. Invoice finance bridges the widening gap between upfront costs and client payments for larger projects. Furthermore, it enables prompt payments to subcontractors, encouraging enduring and positive relationships throughout the supply chain.

Construction Finance

Haulage Finance

We recognise the complex cash flow issues inherent in operating a road haulage or logistics business, spanning rising fuel, energy, and wages costs, along with the necessity of paying drivers before receiving customer payment. Invoice finance delivers an immediate cash injection, essential to expanding capacity to meet demand and mitigating the impact of customer payment delays.

Haulage Finance

Manufacturing & Engineering

In manufacturing and engineering, where precision, efficiency, and innovation are paramount, we know that ensuring a constant cash flow is essential. Investing in research and development, acquiring cutting-edge equipment, and expanding into new markets demand significant working capital. Invoice finance offers a flexible funding solution without long-term debt commitments.

Printing & Packaging

Pathfinder Invoice Finance is familiar with the financial issues faced by printing and publishing businesses, where creativity thrives but cash flow can be uncertain. Our invoice finance solutions promote stability and growth, supporting capital expenditure and smoothing seasonal demand fluctuations. Additionally, we provide guidance to help you select the ideal funding partner.

Temporary Recruitment

At Pathfinder, we understand the cash flow constraints on growing recruitment agencies, who must pay contractors weekly but often wait weeks or months for customer payments. Our invoice finance solutions provide immediate access to cash by advancing a significant portion of outstanding invoices, optimising working capital and allowing agencies to scale up to meet their ambitions.

Wholesale

Wholesale businesses are vital components of the supply chain, ensuring seamless distribution to retailers and consumers. Invoice finance serves as a versatile and dynamic funding solution, enabling wholesalers to manage inventory effectively by maintaining optimal stock levels, restocking promptly, and swiftly responding to shifts in demand without being hindered by cash flow constraints.

At Pathfinder Invoice Finance, we can help you make the right choice of funding partner for your business.

“We used the team at Pathfinder Invoice Finance to help us raise capital to purchase a business and provide ongoing working capital. Their knowledge of funders who support the construction industry was extremely helpful and their honest advice and support was and still is invaluable. They are always on hand to assist us if we need it. We would highly recommend Pathfinder to anyone looking for business finance and have already referred other clients to them.”
Josh Eiles-Clark, Group Managing Director, Wood Mace Ltd

“We were looking for a facility to support our growth plans post-pandemic. With large investments in inventory and machinery to support a ramp up, we needed to ensure we had access to funds to support all aspects of our supply chain and customer ambition. We wanted some independent advice and support to find the right facility for the business. The team at Pathfinder took the time to understand our business needs and infrastructure, resulting in providing us with exactly the right solution for the company, both from a financial and relationship perspective. I would highly recommend them for any business related finance advice.”
Peter, Managing Director, Engineering Business

“We found ourselves requiring a specific credit insurance and funding solution for one of our long-standing clients. They took the time to really understand what was required, analysed what was available across the whole market, and subsequently provided an excellent bolt-on solution to our existing finance partner’s services. This was all done in a relaxed and friendly manner with minimal red tape. Both the client and I are very happy with the solution they delivered. I would thoroughly recommend a chat with Pathfinder should you have any business finance related conundrums, no matter how big or small.”
Robert Bond, Managing Director, Bond Williams.