Business Finance Solutions

Invoice Discounting

Invoice Discounting has the power to dramatically accelerate the rate at which cash comes into your business. As the facility is linked to your sales ledger, funds grow automatically as your sales increase, ensuring your business always has access to cash – whenever you need it.

Invoice Discounting

Invoice Finance

‘Invoice Finance’ is the generic term used to raise funds against unpaid invoices that are owed to a business.

This includes Factoring (where the factoring company provide credit control, and the facility is therefore disclosed to your customers) and Invoice Discounting (where the facility is not disclosed and you still perform your own credit control).

Invoice Finance

Factoring

Today, invoice factoring is a preferred strategy behind many rapidly growing Small and Medium-sized Enterprises (SMEs). This flexible solution treats unpaid invoices as an asset with an immediate realisable cash value. As such, it closes the time lag between making your sale and receiving payment.

Factoring

“We used the team at Pathfinder Invoice Finance to help us raise capital to purchase a business and provide ongoing working capital. Their knowledge of funders who support the construction industry was extremely helpful and their honest advice and support was and still is invaluable. They are always on hand to assist us if we need it. We would highly recommend Pathfinder to anyone looking for business finance and have already referred other clients to them.”
Josh Eiles-Clark, Group Managing Director, Wood Mace Ltd

“We were looking for a facility to support our growth plans post-pandemic. With large investments in inventory and machinery to support a ramp up, we needed to ensure we had access to funds to support all aspects of our supply chain and customer ambition. We wanted some independent advice and support to find the right facility for the business. The team at Pathfinder took the time to understand our business needs and infrastructure, resulting in providing us with exactly the right solution for the company, both from a financial and relationship perspective. I would highly recommend them for any business related finance advice.”
Peter, Managing Director, Engineering Business

“We found ourselves requiring a specific credit insurance and funding solution for one of our long-standing clients. They took the time to really understand what was required, analysed what was available across the whole market, and subsequently provided an excellent bolt-on solution to our existing finance partner’s services. This was all done in a relaxed and friendly manner with minimal red tape. Both the client and I are very happy with the solution they delivered. I would thoroughly recommend a chat with Pathfinder should you have any business finance related conundrums, no matter how big or small.”
Robert Bond, Managing Director, Bond Williams.