Invoice Discounting

Invoice Discounting has the power to dramatically accelerate the rate at which cash comes into your business. As the facility is linked to your sales ledger, funds grow automatically as your sales increase, ensuring your business always has access to cash – whenever you need it.

Invoice discounting isn’t hampered by the fixed ceilings typically associated with an overdraft and therefore has the flexibility to expand with your sales – without the need for time-consuming re-negotiation. You therefore not only receive an immediate injection of cash but also have the security of knowing that the funds for future growth will always be available as your business grows.

Since an Invoice Discounting solution is confidential, your customers won’t ever be aware that you’re borrowing against their invoices. The facility, therefore, allows you to retain full control of your credit control and debt collection procedures, maintaining your close working relationships with your customers.

Typical uses of Invoice Discounting might be: developing new and profitable markets; taking advantages of supplier discounts; or increasing stock levels to cope with seasonal demands. At Pathfinder Invoice Finance, we also have significant experience in using invoice discounting as a strategic financial management tool in the financing of corporate restructures and MBOs.

Benefits of Invoice Discounting

  • Generates immediate working capital
  • Smooths cash-flow ebbs and flows
  • Finance grows in sync with your business growth
  • Maintains confidentiality (customers are unaware of arrangements)
  • Allows total control of sales ledger and customer relationships
  • Allows supplier discounts through early payments

Invoice Discounting Simplified

  • Receive an agreed percentage of invoice values as soon as they are issued
  • Responsibility for chasing and collecting payments remains with you
  • Payments go into an account with the lender, and they credit your account with the balance upon customer payment
  • Get a high proportion of your invoice values paid immediately, with the balance upon customer payment

Harness the Power of Invoice Discounting

  • Maximise working capital for investment and growth
  • Fuel organic growth and strategic acquisitions
  • Provides the necessary cash flow to power up your plans
  • No need for constant facility renegotiation, unlike traditional overdrafts

 

Contact Pathfinder Today

Get in touch with our team of Invoice Discount experts to discuss your finance requirements.

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Discuss your requirements in confidence with Pathfinder Invoice Finance, the UK’s leading Invoice Discounting Brokers, providing bespoke Invoice Discounting solutions to perfectly match your growing working capital needs.

“We used the team at Pathfinder Invoice Finance to help us raise capital to purchase a business and provide ongoing working capital. Their knowledge of funders who support the construction industry was extremely helpful and their honest advice and support was and still is invaluable. They are always on hand to assist us if we need it. We would highly recommend Pathfinder to anyone looking for business finance and have already referred other clients to them.”
Josh Eiles-Clark, Group Managing Director, Wood Mace Ltd

“We were looking for a facility to support our growth plans post-pandemic. With large investments in inventory and machinery to support a ramp up, we needed to ensure we had access to funds to support all aspects of our supply chain and customer ambition. We wanted some independent advice and support to find the right facility for the business. The team at Pathfinder took the time to understand our business needs and infrastructure, resulting in providing us with exactly the right solution for the company, both from a financial and relationship perspective. I would highly recommend them for any business related finance advice.”
Peter, Managing Director, Engineering Business

“We found ourselves requiring a specific credit insurance and funding solution for one of our long-standing clients. They took the time to really understand what was required, analysed what was available across the whole market, and subsequently provided an excellent bolt-on solution to our existing finance partner’s services. This was all done in a relaxed and friendly manner with minimal red tape. Both the client and I are very happy with the solution they delivered. I would thoroughly recommend a chat with Pathfinder should you have any business finance related conundrums, no matter how big or small.”
Robert Bond, Managing Director, Bond Williams.